Buying

A home's market value is the perception of the buyer. Sometimes, most often in a situation with multiple buyers, offers will be made that exceed the listing price. Believe it or not, appraisals do not always keep up with market value. Appraisals are performed for lenders, not buyers. The purpose is to justify the sales price so that the lender feels they are making a solid investment since the property is...

You may not realize it, but if you have recurring bills such as rent and utilities, you already have a credit history. If they are paid in a timely manner, rent, car insurance, medical, cable television and telephone bills are all indications that you are a good risk. Keep copies of the bills and your canceled checks, and ask your landlord, insurer and power company to write letters on your behalf stating...

Let us help you through the important steps in the buying process. We have prepared an overview of the process to help guide you. Please feel free to call us if you have any questions. We are here to help. Deciding to buy a home or property is one of the most important decisions you may ever make. Before you start looking seriously at property it helps to sit down and think about what features are...

Conveyancing is the process by which the ownership of land or property is transferred from one person to another. In Trinidad and Tobago there are two systems under which land is registered: the common law system and the Torrens registration system (Real Property Act system). The system of registration that your transaction falls under depends on the document showing ownership of the land or property. If...