Let us help you through the important steps in the buying process. We have prepared an overview of the process to help guide you. Please feel free to call us if you have any questions. We are here to help. Deciding to buy a home or property is one of the most important decisions you may ever make. Before you start looking seriously at property it helps to sit down and think about what features are important to you.

What are "the right things wrong" with a house? If you want to profit from your home purchase by more than the current average annual market value appreciation rate in most communities, you'll need to buy a less-than-perfect home. Here are five keys to unlock a profitable home purchase: 1. Buy a sound, well-located home without major defects.

First time home buyers should always shop around. Read the loan papers carefully for a list of all conditions that must be met before the home closing. Don't wait for the last moment. Conditions by the lender may require a home inspection, termite inspection,  required insurance polices, survey, etc. These requirements are meant for the lender's protection and may lead to untimely delays if they are not met.

Shopping for a mortgage is the first step toward owning a home and perhaps the most daunting, especially if you are not prepared. Once a simple task that meant comparing fixed rates from among perhaps a dozen or fewer savings and loan companies, the mortgage hunt today is like finding your way through a maze. There are dozens of loan types and hundreds of loan programs available through mortgage brokers, bankers, lenders, finance companies and credit unions.

Property Valuation is the process of estimating the value of real estate property is done by various methods as illustrated below. 1: Comparable property method: The average value of rate per unit area at which similar properties in the neighborhood were sold at is multiplied by the actual area of the current property. Adjustments to the calculated value are made to account for specific defects or advantages in the property under consideration.

Legal Fees (in Trinidad & Tobago): Two (2) legal documents are required - The Deed of Mortgage and the Deed of Conveyance. The costs of preparing these documents are approx 1.1% of the total mortgage for the mortgage deed and 1.1% of the purchase price for the conveyance deed. Stamp Duty is payable on all properties exceeding $450,000.00 as provided in the 2007/2008 Budget.

"Neither a borrower nor a lender be" could be translated as: Maybe it's time to stop renting (borrowing) and buy a home of your own. But how do you know what you can afford? And how do you make the leap from renter to good loan risk? There are many types of loans, but there are two main criteria for qualifying: Good credit. A good credit history with no or low debt is the ideal.

Selecting a real estate agent to represent you in a home purchase or sale can be one of the most important decisions you make. There are obvious considerations, such as choosing a reputable agent with experience in the area where you want to buy or sell. Here are a few not-so-obvious questions to ask before you select an agent. 1). How will you and your agent communicate?